McConkey Insurance & Benefits

An independent brokerage with 135 years of expertise, McConkey Insurance & Benefits, offers risk management, employee benefits, and alternative insurance solutions. It is headquartered in York and has 130 employees

McConkey Insurance & Benefits was founded in 1890 by Edwin K. McConkey, who worked for the Farmers Fire Insurance Company. He saw an opportunity to provide local businesses and individuals with reliable insurance services by creating an agency to sell policies for Farmers Fire. His vision was to establish a trusted, community-focused insurance provider, a mission that has evolved over time to include comprehensive risk management, employee benefits, and alternative insurance solutions.

“We operate with a client-first approach, offering tailored solutions instead of one-size-fits-all products. Unlike commission-driven firms, our salaried team focuses on client success, fostering long-term partnerships. We embrace innovative strategies like captive insurance and self-funding models to help clients control costs and navigate change,” said president and CEO Mike Harter.

He said the firm has adapted to industry changes by embracing innovative strategies like captive insurance, which provides businesses greater control over their costs. “As one of the largest captive brokers in the Mid-Atlantic with nearly 30 years of experience, we help clients reduce volatility and tailor risk management solutions. Our focus on alternative risk financing models has allowed us to stay ahead of economic challenges, offering clients stability and cost savings,” Harter said.

McConkey’s workplace culture is built on collaboration, continuous growth, and client success. “Our team of experts is motivated by shared values of integrity, excellence, and innovation, which fosters a supportive environment. We invest in employee development and encourage teamwork to tackle challenges. This strong, client-first culture, combined with a commitment to community involvement, has contributed to our longevity and lasting impact in the industry,” he said.
Beyond financial contributions, McConkey’s team members serve through the Tim Kotula Community Outreach Committee, which connects them with local needs. Harter said the committee organizes fundraising, volunteer opportunities, and donation drives to support local causes. McConkey also sponsors Give Local York and serves nonprofit clients with expert insurance solutions, reinforcing the firm’s commitment to service and social responsibility.
McConkey said it has stayed competitive by focusing on client success. “Our clients drive our growth, leading us to hire experts, not salespeople, and operate on a non-commission basis. This ensures we provide tailored, strategic solutions. Our independence allows us to offer personalized service while leveraging the expertise and resources of a larger firm,” Harter said.