The advantage of relationship-based business banking

Running a small business means wearing a lot of hats. If you’ve ever wished you could clone yourself to get it all done, partnering with Members 1st Federal Credit Union is the next best thing. We’ll back your ambition with tools, financing and personal support designed to keep your business running (and growing) smoothly.

That’s why choosing the right financial partner often comes down to two things: trust and service. That’s where we come in.

A Relationship-First Approach to Business Banking

As a not-for-profit, member-owned credit union, our success is tied to the success of our members, not shareholders. That means our business members get better rates, fewer fees and ongoing relationship management and support.

Tailored Solutions for Businesses of All Sizes

When it comes to helping businesses succeed, one size doesn’t fit all. We offer a full suite of business banking solutions tailored to your size, needs and future goals—from simple, reliable accounts for growing businesses to enhanced services and cash management tools for organizations with more complex financial operations.

Tools That Help Scale Your Business

Having what you need on hand is critical to business success. Our team works directly with each business to create customized solutions based on its needs, equipping business owners with the tools they need to keep operations running smoothly.

With our Cash Management resources, we’re able to help businesses stay organized and efficient—with advanced security features that give you peace of mind. These resources include payment solutions, cash flow optimization services, specialized accounts, digital banking and user controls and account security tools.

Lending for What’s Next

We offer a variety of lending options for businesses at different stages. From commercial real estate loans and lines of credit to equipment financing, our team works alongside business owners to prepare them for what’s next.

Rather than a one-size-fits-all approach, we focus on understanding each company’s goals and challenges, providing guidance throughout the lending process.

Supporting Employees Through Select Employer Groups

Our support doesn’t stop with business owners. Through our Select Employer Group (SEG) program, your employees get access to a wide array of exclusive benefits. This helps organizations attract and retain talent while promoting financial wellness among their teams.

Rooted in the Communities Your Business Serves

We serve businesses across multiple counties and take pride in partnering with local organizations and community initiatives. Supporting small businesses is one way we help strengthen the communities where our members live and work.

That local connection also gives us a better understanding of regional markets, so we can offer guidance that goes beyond financial products.

A Partnership Built for the Long Term

When credit unions and small businesses work together, everyone benefits. Business owners gain a trusted financial partner, employees receive added support and communities grow stronger.

Members 1st is more than just a financial institution—we’re a partner in helping local businesses grow, thrive and give back to our communities. Whether it’s providing the right products, personalized guidance or lending a listening ear, we’re here to support business owners at every stage.

Federally Insured by NCUA.

We do business in accordance with the Federal Fair Housing Law and Equal Credit Opportunity Act.