When Fred Richstien II sought financing last fall to expand his business in Adams County, he heard about a federal loan program that might help him achieve his vision.. By summer, he had a financing package totaling $845,000 in hand for his company, Laboratory, Analytical & Biological Services, or LABS, of New Oxford, part of which included a Small Business Administration 504 loan facilitated by the Adams Economic Alliance.

Gettysburg-based ACNB Bank will have a second subsidiary bank in Maryland if a planned acquisition is completed with Frederick, Maryland-based Frederick County Bancorp Inc.

Gettysburg-based ACNB Bank is testing the waters of the Lancaster County market with a new loan office opening next week in Manheim Township.