Chambersburg-based F&M Trust named Don Chlebowski business development officer. He will identify and develop new banking relationships and work with market leadership to develop sales strategies. He was the senior lending officer at AgChoice Farm Credit. Betsy Yumlu was named treasury relationship manager. She will help to grow treasury management services, commercial loans and noninterest income; meet sales and customer service goals; and be involved in the community. She was market leader and vice president at BB&T. Ben Musser was named assistant technology services manager. He will manage the technology services department and ensure that information technology activities are secure, stable and compliant. He was system administrator and desktop support at Candoris Technologies.