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Report: More young employees turn down health insurance

By - Last modified: April 7, 2014 at 10:36 AM

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Fewer young employees are accepting job-based health insurance when offered it, according to a new report from ADP Research Institute.

"Among employees under age 30, only just over half participated in their employer's health benefits program in 2014. In this age group, the take rate declined -7.6% between 2010 and 2014," the report said. "Younger employees may be more likely to have lower incomes and may typically place less of a priority on health coverage. Lower participation may also be linked to dependents up to age 26 staying on a parent's health policy."

Results for all age groups in the 2014 findings were as follows:

AgeParticipatingNot participatingNot eligible

The under-30 group was a standout on eligibility too, notching the largest increase at 4.2 percent.

"This trend of increasing eligibility among those under 30 is consistent with a recovering economy and a tightening labor market where employers offer more competitive benefit packages to attract talented employees," the report said.

Overall, eligibility remained relatively flat or increased from 2010 to 2014 for every age group among full-time employees.

Heather Stauffer

Heather Stauffer

Heather Stauffer covers Lancaster County, nonprofits, education and health care. Have a tip or question for her? Email her at Follow her on Twitter, @StaufferCPBJ.



Sallie Might said:
" Lower participation may also be linked to dependents up to age 26 staying on a parent's health policy."

I'd say it's more so linked to employers not providing health coverage to the mostly part-time employees they've been hiring. If you want it you have to use your peanut wages to pay for it yourself under the Unaffordable Care Act. Thanks but no thanks. I'll just pay the $95 tax penalty at the end of the year. Sadly that's the most affordable option. Pay $95. Get nothing in return for being scammed by the government. The criminals. I hope they'll apply my $95 contribution to my student loans! ;-)

Bahahahahaha! Chyeah right.

April 8, 2014 2:55 am

Dan S. said:
The data should be sub divided, those 27 and older and those 26 and under if you really want a meaningful statistic. No one is going to purchase insurance twice.

April 7, 2014 2:51 pm

An anonymous reader said:
Dah............. why buy their own when the law is they can be on their parents insurance until they are 26?

April 7, 2014 1:40 pm

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