The York-Hanover metropolitan area was the big winner in September.
It posted the largest drop in foreclosures among the four metro areas covered by the Business Journal. The September rate was 2.77 percent, which was down 0.53 percentage points from the same month a year ago, according to California-based CoreLogic Inc.
That is still higher than the national foreclosure rate, which was 2.29 percent in September. It also is higher than the other three metro areas.
Lancaster County was the lowest at 1.77 percent, followed by Harrisburg-Carlisle at 1.9 percent and Lebanon County at 1.91 percent.
Harrisburg-Carlisle saw the smallest decline from a year ago at 0.33 percentage points, according to CoreLogic.
Since January 2011, the lowest foreclosure rate in York-Hanover was 2.57 percent in April 2011. Lancaster County’s low was 1.6 percent in May 2011, while Harrisburg-Carlisle bottomed out in January 2011 at 1.69 percent and Lebanon County hit a low of 1.56 percent in April 2011.
On mortgage delinquency, where loans are 90 days or more past due, York-Hanover was the highest locally at 5.81 percent. That was down from 6.22 percent in September 2012. The lowest was Lancaster County at 3.57 percent, down from 3.94 percent.
Lebanon County came in at 4.18 percent compared to 4.53 percent in September 2012, according to CoreLogic. Harrisburg-Carlisle posted a mortgage delinquency rate of 4.3 percent, which was down from 4.54 percent last year.