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Q: Study: Midsize firms embrace health reforms of their own ahead of ObamacareSource: U.S. News & World Report

Many of the stories emerging about the effects of President Barack Obama's health care reform law, the Affordable Care Act, are nightmares — people can't sign up for coverage, companies are finding ways to get out of offering employees health plans and millions have seen their current health plans canceled because they didn't meet the law's minimum standards.

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