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Free health insurance available for Pa. residents - but buyer beware

Source: Pittsburgh Post-Gazette

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Hundreds of thousands of Pennsylvanians and up to 7 million Americans could be eligible for a "free" health care policy via the much-maligned Obamacare health insurance exchange, after federal tax credits are figured into the math.

Partly because the Affordable Care Act's website has been such a train wreck, and partly because insurers and federal officials don't want to trumpet the availability of "net-zero" premium plans, the availability of such plans largely has escaped notice.

But according to consulting firm McKinsey & Co., between 15 and 25 percent of Pennsylvania's uninsured population of 1.3 million could be eligible for a zero-premium "bronze" plan, which is the plan that carries lower premiums but higher out-of-pocket costs and deductibles when a patient needs care.

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