Foreclosures are ticking upward in the commonwealth, and they are above average in parts of the midstate, according to RealtyTrac.
The foreclosure rates in Dauphin and York counties exceeded national and state levels in February, the Irvine, Calif-based real estate analysis firm said in a report released this week.
In York County, notices were filed in February on 348 properties, or one in 513 housing units. In Dauphin County, notices were filed on 191 properties, or one in 630 units, RealtyTrac said. The ratio is one in 637 nationwide and one in 1,239 statewide, the company reported.
Statewide, foreclosure notices were up 35 percent last month compared with February 2011, and scheduled auctions were up 95 percent, RealtyTrac said.
Pennsylvania is one of 26 states with judicial foreclosure processes. Filings were up 24 percent in those states compared with February 2011, RealtyTrac said. In the 24 states without judicial processes, filings were down 23 percent, RealtyTrac said.
The difference reflects the backlog of foreclosures that judicial-process states accumulated over the past 18 months, RealtyTrac said. In all, net filings were down 8 percent nationally, the firm said.
Foreclosure activity stalled nationwide beginning in 2010 due to concerns over improper proceedings, particularly the robo-signing scandal, in which banks falsely certified that they had verified mortgage documents' legitimacy.
The February data indicates those issues are being resolved and impediments to the foreclosure process are easing, RealtyTrac CEO Brandon Moore said in a statement.
"The foreclosure and mortgage settlement filed in court earlier this week will help pave the way to a properly functioning foreclosure process by providing a clear roadmap for necessary foreclosures. That should result in more states posting annual increases in the coming months," Moore said.